curl --request POST \
  --url https://api.dots.dev/api/v2/users \
  --header 'Authorization: Basic <encoded-value>' \
  --header 'Content-Type: application/json' \
  --data '{
  "first_name": "Bob",
  "last_name": "Loblaw",
  "email": "bob@bobloblaw.com",
  "country_code": "1",
  "phone_number": "4154332334",
  "metadata": {
    "internal_id": "user_121344"
  }
}'

{
  "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "first_name": "<string>",
  "last_name": "<string>",
  "email": "jsmith@example.com",
  "phone_number": {
    "country_code": "<string>",
    "phone_number": "<string>"
  },
  "default_payout_method": "ach",
  "default_payout_method_details": {
    "id": "<string>",
    "platform": "ach",
    "description": "<string>",
    "mask": "<string>",
    "email": "<string>",
    "phone_number": "<string>",
    "cash_tag": "<string>",
    "country": "<string>",
    "currency": "<string>",
    "rtp_enabled": true
  },
  "wallet": {
    "amount": 123,
    "withdrawable_amount": 123,
    "credit_balance": 123
  },
  "status": "verified",
  "compliance": {
    "tax_id_collected": true,
    "tax_id_verification": "unsubmitted",
    "address_collected": true,
    "date_of_birth_collected": true,
    "must_collect_1099": true,
    "1099_collected": true,
    "w8_ben_collected": true,
    "flagged": true,
    "id_verified": true,
    "has_criminal_activity": true,
    "w9": "<any>",
    "flags": {
      "ofac": true,
      "ofac_status": "unflagged",
      "payout_method": true,
      "payout_method_cycle": true
    }
  },
  "metadata": "<string>"
}